savings bank teriminin İngilizce İngilizce sözlükte anlamı
A type of financial institution that focuses on retail banking: savings of private depositors, payments, credits and insurances for individuals or small and medium-sized enterprises
a container (usually with a slot in the top) for keeping money at home; "the coin bank was empty"
A bank that receives and invests the savings of private depositors and pays interest on the deposits. a bank where people can save small amounts of money and receive interest on it. Financial institution that gathers savings and pays interest or dividends to savers. It channels the savings of individuals who wish to consume less than their incomes to borrowers who wish to spend more. This function is performed by mutual savings banks, savings and loan associations, credit unions, postal savings systems, and municipal savings banks. Unlike a commercial bank, a savings bank does not accept demand deposits. Many savings banks originated as part of a philanthropic effort to encourage saving among people of modest means. The earliest municipal savings banks developed from the municipal pawnshops of Italy (see pawnbroking). Other early savings banks were founded in Germany in 1778 and The Netherlands in 1817. The first U.S. savings banks were nonprofit institutions established in the early 1800s for charitable purposes
a thrift institution in the northeastern United States; since deregulation in the 1980s they offer services competitive with many commercial banks
a British bank that operates through local post offices. It is known for selling National Savings Certificates and Premium Bonds. People consider it a very safe place for their savings, because the money is in the care of the British government
A bank whose depositors own it Although a credit union's member s own the credit union, the two institutions differ in many ways They have different charters and are subject to the regulation of different government organizations Furthermore, the board of directors of a mutual savings bank are paid (compared to a credit union's volunteer directors) and the owners of a mutual savings bank have voting rights in proportion to the amount of money on deposit (compared to the one-member-one-vote practice of most credit unions)
A banking institution organized especially to encourage thrift among persons of modest means by paying interest/dividends on savings deposits There are no mutual savings banks in California
An institution owned by its depositors,as evidenced by certificates of deposit rather than stock These institutions are active in long term real estate financing, as opposed to commercial banks, which concentrates more on short term loans
An institution owned by its depositors, as evidenced by certificates of deposit rather than stock These institutions are active in long term real estate financing, as opposed to commercial banks, which concentrates more on short term loans BACK TO TOP