In marine insurance, one who subscribes his name to the policy indicating his acceptance of the liability mentioned therein, in consideration for which he receives a premium
Investment banker, whether an individual or syndicate, who purchases a new issue of securities from an issuer and distributes it to investors; a profit is made on the underwriting spread
A technician trained in evaluating risks and determining rates and coverages for them The term derives from the practice at Lloyd's of each person willing to accept a portion of the risk writing his name under the description of the risk (G)
An investment banker who purchases shares of a company that is going public, then resells them to investors for a higher price When an underwriter brings shares of a new company to market it is called an initial public offering (IPO) Investment banks can also underwrite secondary offering of existing public companies BACK TO TOP
A company that receives the premiums and accepts responsibility for the fulfillment of the policy contract, the company employee who decides whether or not the company should assume a particular risk, or the agent who sells the policy
1) The insurance company or group that underwrites or insures a particular risk 2) The individual within an insurance company whose responsibility it is to accept or reject business in the particular line in which he/she specializes and in this way chooses risks his/her principals are prepared to underwrite
An underwriter is someone whose job is to judge the risks involved in certain activities and decide how much to charge for insurance. someone who makes insurance contracts
The investment banking firm that brought the company public In the IPO Summary section we include both the primary Underwriter, called the Lead Manager and the Co-Manager, when available
(1) A person trained in evaluating risks and determining the rates and coverages that will be used for them; (2) An agent, especially a life insurance agent, who might qualify as a "field underwriter "
Underwriters raise capital for a business, arrange mergers and acquisitions, and provide advisory services such as business valuations The capital raised may be in the form of debt or equity and may be from private or public sources Underwriters have the ability to sell securities and may focus on institutional sales or may pursue retail sales through their own retail brokerage operations At nvst com, Underwriters are classified as Investors and Advisors
The investment banking firm that brought the company public IPO Summary section we include both the primary Underwriter, called the Lead Manager and the Co-Manager, when available -->
An underwriter is someone whose job involves agreeing to provide money for a particular activity or to pay for any losses that are made. If the market will not buy the shares, the underwriter buys them
This is a brokerage firm that raises money for companies using public equity and debt markets Underwriters are financial intermediaries that buy stock or bonds from an issuer and then sell these securities to the public The process through which this is accomplished is highly regulated by the SEC and the National Association of Securities Dealers
A technician trained in evaluating risks and determining rates and coverage for them When an application is submitted to the insurer, it is the underwriter who gathers all the necessary information to determine whether a person is a preferred risk, a standard risk, or rated
A firm, usually an investment bank, that buys an issue of securities from a company and resells it to investors In general, a party that guarantees the proceeds to the firm from a security sale, thereby in effect taking ownership of the securities
Company receiving premiums and accepting responsibility for fulfilling the policy contract Also, company employee who decides whether the company should assume a particular risk; or the agent who sells the policy
An investment banker who assumes the risk of bringing a new securities issue to market The underwriter will buy the issue from the issuer and guarantee sale of a certain number of shares to investors; this is firm-commitment underwriting To spread the risk of purchasing the issue, the underwriter often will form a syndicate (underwriting group, purchase group) among other investment firms If the investment firm is unwilling to buy the issue outright, other underwriting forms may be used (See best-efforts underwriting, syndicate, syndicate manager)
A professional who approves or denies a loan to a potential homebuyer based on the homebuyer's credit history, employment history, assets, debts and other factors such as loan guidelines
An underwriter is an individual distributing securities as an intermediary between the issuer of the security and the buyer For example, an underwriter may be the agent selling insurance policies or the person distributing shares of a mutual fund to broker/dealers or investors Generally, the underwriter agrees to purchase the remaining units of the security from the issuer, such as remaining shares of stocks or bonds, if the public does not buy all specified units An underwriter may also be a company that backs the issue of a contract, agreeing to accept responsibility for fulfilling the contract in return for a premium