Paralysis is the state of being unable to act or function properly. The paralysis of the leadership leaves the army without its supreme command. or palsy Loss or impairment of voluntary use of one or more muscles. It may be flaccid (with loss of muscle tone) or spastic (stiff). Hemiplegia (one-sided paralysis) is usually caused by stroke or brain tumour on the opposite side. Diplegia (two-sided paralysis, as in cerebral palsy) results from generalized brain disease. Spinal-cord damage (from bone or joint disease, fracture, or tumour affecting the vertebrae; inflammatory and degenerative diseases; or pernicious anemia) paralyzes the body at and below the level of the damage (paraplegia if the legs and lower body only; quadriplegia if arms and legs). Poliomyelitis and polyneuritis (neuritis of multiple nerves) result in paralysis with muscle wasting. Bell palsy (a type of neuritis) paralyzes the muscles of one side of the face. Muscular dystrophy causes paralysis by attacking muscle. Metabolic causes include myasthenia gravis. Paralysis may also have psychiatric causes (see hysteria)
Complete and permanent loss of use of two or more limbs for a continuous period of 90 days following the precipitating event, during which time there has been no sign of improvement Any permanent type of paralysis, paraplegia or quadriplegia, whether it is caused by an accident, illness or disease is covered This covered event has a waiting period to eliminate cases of temporary paralysis, but the waiting period is reasonable and shorter than many typical accidental coverage plans A 90 day assessment period is quite normal to eliminate the possibility a condition is temporary