Usually conducted by a licensed paramedic The medical report is part of the application, becomes part of the policy contract and is attached to the policy
Medical assessment consisting of a health questionnaire and possibly a physical checkup, both of which applicants for insurance must furnish in order for the insurer to ascertain if they meet its underwriting standards
In life and health insurance, the physical examination of a proposed insured, usually conducted by a licensed physician or other qualified medical personnel, the results of which become part of the application, and are attached to the policy contract The so-called nonmedical in reality is a short-form medical report and is filled out by the agent Various company rules, such as amount of insurance applied for or already in force, age of applicant, sex, past physical history, data revealed by inspection report, etc , determine whether the examination shall be medical or nonmedical
the examination given by a qualified medical practitioner to determine the insurability of an applicant; a medical examination may also be used to determine whether an insured person claiming disability is actually disabled
In the underwriting process for life and health insurance, an examination by a physician may be required The physician is selected by the insurance company and performs the tests that are based on the size of the policy, and the age and health of the proposed insured
Usually conducted by a licensed physician; the medical report is part of the application, becomes part of the policy contract and is attached to the policy A "non-medical" is a short-form medical report filled out by the agent Various company rules, such as amount of insurance applied for or already in force; applicant's age, sex, past physical history; data revealed by inspection report, etc , determine whether the examination will be "medical" or "non-medical "