In mortgage lending, the process of approving or denying a loan based on an evaluation of the property and the applicantâs ability to repay the loan The underwriter analyzes the risks involved and selects an appropriate loan term and interest rate
The process of evaluating a loan application to determine the risk involved for the lender It involves an analysis of the borrower's creditworthiness and the quality of the property itself
The process a lender uses to determine loan approval It involves evaluating the property and the borrower's credit and ability to pay the mortgage
The process of selecting risks and classifying them according to their degrees of insurability so that the appropriate rates may be assigned The process also includes rejection of those risks that do not qualify (G)
The process of evaluating a loan application to determine the risk involved for the lender It involves an analysis of the borrower's credit worthiness and the quality of the property itself
the process of analyzing a loan application to determine the amount of risk involved in making the loan; it includes a review of the potential borrower's credit history and a judgment of the property value
The process of selecting applicants for insurance and classifying them according to their degrees of insurability so that the appropriate premium rates may be charged The process includes rejection of unacceptable risks
The process of evaluating a mortgage loan application Mortgage lenders will evaluate the risk of the loan based on the borrower's credit history and ability to repay the loan, and also based on the quality of the property (the loan's collateral)
The analysis of the risk involved in making a mortgage loan to determine whether the risk is acceptable to the lender Underwriting involves the evaluation of the property as outlined in the appraisal report, and of the borrower's ability and willingness to repay the loan
The process of evaluating a loan application to determine the risk involved for the lender
The process where a lender evaluates a loan application and determines the creditworthiness and ability of the applicant to repay a loan The underwriter makes sure that the loan will conform to the lender's guidelines for lending and verifies that all necessary documentation is provided
The decision whether to make a loan to a potential homebuyer based on credit, employment, assets and other factors, and the matching of this risk to an appropriate rate and term or loan amount
The process of evaluating a loan application to determine the risk involved for the lender It involves an analysis of the borrowers creditworthiness and the quality of the property itself
The process of examining, accepting, or rejecting insurance risks, and classifying those selected, in order to charge the proper premium for each
In mortgage banking, the analysis of the risk involved in making a mortgage loan to determine whether the risk is acceptable to the lender Underwriting involves the evaluation of the property as outlined in the appraisal report, and of the borrowers ability and willingness to repay the loan
The process for evaluating a loans application to determine the risk involved for the lender
The process of selecting risks for insurance and determining in what amounts and on what terms the insurance company will accept the risk
The process by which an insurance company accepts or rejects and classifies a risk in order to charge the proper premium This process is performed in an insurance company by an underwriter In life and health insurance, the process may involve review of the application, home office speciment, blood chemistry profile, inspection report, attending physician statement, and depending on the size of the policy and the age of the proposed insured, a paramedical or medical examination Underwriting may also take the form of financial underwriting This is more important in business insurance, large face amount policies and disability income policies
A fee charged by the lender to approve the loan ($100-350) The process of evaluating a loan application to determine the risk involved for the lender
The process of examining all the data about a borrower's property and transaction to determine whether the mortgage applied for by the borrower should be issued The person who does this is called an underwriter
In mortgage lending, the process of approving or denying a loan based on an evaluation of the property and the applicant's ability to repay the loan The underwriter analyzes the risks involved and selects an appropriate loan term and interest rate
The process of evaluating a loan application to determine the risk involved for the lender Underwriting involves an analysis of the borrower's creditworthiness and the property itself
If an institution or company underwrites an activity or underwrites the cost of it, they agree to provide any money that is needed to cover losses or buy special equipment, often for an agreed fee. The government will have to create a special agency to underwrite small business loans
To agree to buy an issue of securities on a given date at a specific price or to agree to buy an issue of securities of an issue, thus assuming the liability of guaranteeing the issuer the full anticipated proceeds
Insurance: To assume risk in exchange for a premium Investments: To assume the risk of buying a new issue of securities from the issuing corporation or government entity and reselling them to the public, either directly or through dealers
To subscribe one's name to for insurance, especially for marine insurance; to write one's name under, or set one's name to, as a policy of insurance, for the purpose of becoming answerable for loss or damage, on consideration of receiving a certain premium per cent; as, individuals, as well as companies, may underwrite policies of insurance
to guarantee to buy, or find buyers for, a security issue; to take on the risk of paying for losses in accordance with the conditions of an insurance contract
To agree to buy an Issue of securities on a given date at a specific price or to agree to buy unsubscribed securities of an Issue, thus assuming the liability of guaranteeing the Issuer the full anticipated proceeds
The process to evaluate the insurance application and independent sources, to verify the information provided, and to determine the acceptability of the risk
{f} give one's signature and thus receive liability; financially sponsor, support through donations; guarantee the sale of shares (Finance); provide insurance; write underneath or at the end of (a document)
The function performed by investment banks when they help companies issue securities to investors Technically, the investment bank buys the securities from the company and immediately resells the securities to investors for a slightly higher price, making money on the spread