A pension plan is top-heavy and must meet certain additional requirements if key employees receive more than 60 percent of total benefits
disapproval If you describe a business or other organization as top-heavy, you mean that it has too many senior managers in relation to the number of junior managers or workers. top-heavy bureaucratic structures
Something that is top-heavy is larger or heavier at the top than at the bottom, and might therefore fall over. top-heavy flowers such as sunflowers
A plan under which more than 60% of the total account balances under the plan are held by key employees