disintermediation

listen to the pronunciation of disintermediation
English - Turkish
Aracılık ya da aracı bulunmaması durumu
English - English
The removal of funds from a financial institution such as a bank for direct purchase of financial instruments
The removal of an intermediary from a commercial transaction

The news industry is undergoing a massive disintermediation due to the ubiquitous low-cost communication made possible by the internet.

Jargon for "cutting out the middleman "
The movement of funds from one place to another to seek a higher yield If money is moving out of bank accounts and into higher-paying instruments, such as government bonds, this movement can create a shortage of funds, or higher interest rates Back to Top
The private investment by individual of their own money in government bonds or corporate securities which created a scarcity of mortgage money Savings and loan associations and banks depend on the deposits of private investors for money to loan on mortgages
The movement of funds from low-yielding accounts like savings accounts into higher yielding investments like debt securities BACK TO TOP
1 The process of removing the middleman out of an economic transaction 2 The flow of funds out of banks or savings institutions to higher-yielding short-term investments
The practice of bypassing traditional distribution channels of intermediaries and linking buyers directly to sellers
The process of removing money from a financial intermediary in order to earn a higher yield somewhere else, usually with another financial intermediary Historically, disintermediation, through policy loans or surrendered policies, has been a major problem for life and health insurers during periods of economic depression and high inflation
Rapid withdrawal of money from savings accounts
removing the layers of intermediaries between sellers and buyers
The act of consumers/depositors withdrawing their savings from banks, savings and loan associations and similar institutions in order to invest these funds directly in stocks, bonds, money market funds and other investments Occurs when substantially higher yields than institutions can offer are available and easily accessible to consumers Reduce institutional funds available for loans, for example, mortgage money when disintermediation occurs with savings and loan associations
The process of individuals investing their funds directly instead of placing their savings with banks, savings and loan associations and similar institutions for investment by such institutions This bypassing of financial institutions occurs when proportionately higher yields are available on secure investments (such as high-grade corporate bonds, money market funds and government securities) than can be obtained on savings deposits
The movement of funds from low-yielding accounts like savings accounts into higher yielding investments like debt securities
The withdrawal of funds that were previously invested through financial intermediaries, so that they can be invested directly into financial markets Example: consumers take money out of banks and thrifts and invest it in money markets because of the higher interest rate
The process of delivering a product or service directly to the consumer
When the traditional sales channels are broken; the middleman gets cut out of the deal
The phenomenon of cutting out the "middleman" and reaching customers more directly and efficiently
When a Net Market bypasses a traditional channel, directly linking buyers with suppliers
Withdrawal of funds from a financial institution in order to invest them directly
Process of bypassing financial institutions by other intermediaries in the initiation and execution of financial operations such as credit extension or clearing It also means replacement of funding by banking credit by raising funds in securities markets
The process of removing persons or entities that stand between the producer and the ultimate consumer (as in direct-mail retailing); in the case of follow-up, the provision of information services directly to prospective customers of any component in the employment and training system Example: the transition from CRS as a product installed on stand-alone computers in One-Stop centers for assisted-use to one that is mounted for use in self-help mode on the InterNet
The withdrawing of funds from financial institutions by depositors who in turn invest directly into short-term financial instruments, such as treasury bills and commercial paper Such activity occurs when the interest rate paid on these short-term instruments is higher than the rate(s) offered by savings and loan associations, mutual banks, and commercial banks The result is less mortgage money available for loans, since the short-term instruments being purchased are normally not made available for real estate loans
It means: "getting rid of the middle-men" but sounds more impressive
the process whereby firms borrow and lend funds directly without going through a bank or other intermediary
The removal (or obsolescence) of one or more intermediary roles on the value chain between manufactures and consumers An examples is Hewlett-Packard's creation of a Web site that sells direct to end users, thereby circumventing its traditional resellers
A reduction in the flow of funds into the banking system that causes the amount of financial intermediation to decline 430
disintermediation
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