debt ratio

listen to the pronunciation of debt ratio
English - Turkish
borç oranı

Related Terms

debt equity ratio
borç özkaynak oranı
debt-to-equity ratio
borç-to-öz sermaye oranını
English - English
Also known as Debt-to-Income ratio A comparison of the total monthly payments of all of the borrower's debts (including the mortgage) with the gross monthly income of the borrower, used to assess borrower's ability to pay mortgage
The relationship between a borrower's long-term debt payments and monthly income
– The total amount of your monthly debt payments divided by your monthly pre-tax income This is used to determine if your income is sufficient to pay for all of your debt and still have money left for your other expenses
Total liabilities divided by total assets Indicates the percentage of total assets financed with creditors' capital (See Refer to page 436)
Debt capital divided by total capital
Percentage of borrowers monthly income
>> The percentage of the customers' gross monthly income allocated to pay the monthly installments on their debt owing
amount of financial leverage a business gains through a loan in contrast to the worth of its real assets in the evaluation of financial stability (Accounting)
The relationship between a person's long term debt payments and their monthly income
the ratio of a company's total liabilities to its total assets; used to describe the risk associated with the company's debts (p 107)
Lenders use a debt ratio (also called debt-income ratio) to approve loan applicants Debt ratio equals combined monthly debt payments divided by gross monthly income For example, combined monthly debt payments of $2,000 divided by gross monthly income of $4,000 equals a debt ratio of 50%
Measures the proportion of total assets financed by the firm's creditors (Chapter 2)
Monthly debt and housing payments divided by gross monthly income Also known as Obligations-to-Income Ratio or Back-End Ratio
the ratio between gross monthly income and monthly long-term debt; used to determine financial qualification of a buyer
A calculation lenders use to determine if a borrower qualifies for a loan The lender divides the borrower's monthly total debts (credit card payments, student loan payments, car payments, etc) and new house payment by the borrower's gross monthly income
Debt ratio is a measure of the amount of debt outstanding in relation to the amount of capital contributed by shareholders Debt ratio is computed by dividing total liabilities by total assets
One of several financial calculations performed by your lender to determine if you can afford a particular monthly payment The debt ratio (also known as the obligations ratio) is the sum of all of your monthly debt payments including your total monthly mortgage payment divided by your total monthly income Typically acceptable debt ratios for Conventional Loans are 36-38%, FHA Loans are 41-43%, and VA Loans are 41%
A borrower’s monthly payment obligations divided by gross monthly income
Ratio of your total monthly payments divided by your gross monthly income
A percentage relationship between a borrower(s)’ gross monthly income and total monthly outstanding obligations It is derived by adding the borrower(s)’ monthly housing payment plus continuing monthly debt payments and dividing by gross allowable monthly income
Total debt divided by total assets
A financial calculation that is performed to determine if a borrower can afford the obligation of a mortgage payment and existing debt combined This is calculated by the sum of all debt, including mortgage payment divided by total monthly gross income Acceptable debt ratios on a Conventional Loan would be 36-38%, B-D Loan up to 50%, FHA Loan 41-43% and VA Loan 41%
A borrower's monthly payment obligations divided by gross monthly income
The debt ratio indicates how large a proportion of a company's capital is financed by loan capital It gives the company a measure of the company's dependence on the capital market and consequently, the degree of flexibility it will have in connection with future borrowing Also called gearing ratio

Related Terms

debt to worth ratio
financial leverage of a business' loans in relation to its equity serving as a measure of financial stability (Accounting)
debt turnover ratio
obligations of business in relation to its sales serving as a measure of financial stability (Accounting)
debt-equity ratio
financial leverage of a business' long term loans in relation to its equity serving as a measure of long term financial stability (Accounting)
total debt to tangible net worth ratio
financial index of loans taken out by a business versus the actual worth of the business today (Economic)
debt ratio

    Hyphenation

    debt ra·tio

    Turkish pronunciation

    det reyşiō

    Pronunciation

    /ˈdet ˈrāsʜēˌō/ /ˈdɛt ˈreɪʃiːˌoʊ/
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