Insurability refers to the assessment of the applicant's health and is used to gauge the level of risk the insurer would potentially take by underwriting a policy, and therefore the premium it must charge
All conditions pertaining to individuals that affect their health, susceptibility to injury and life expectancy; an individual's risk profile
the quality of being insurable; the conditions under which an insurance company will issue insurance to an applicant (based on standards set by the insurance company)
The qualifications of age, health, occupation, etc , which enable the proposed insured to meet the requirements of a company for the issuance of insurance
The health status of an insurance applicant which makes him/her acceptable to an insurance company (i e , health, financial conditional, occupation)
In life and health insurance, all conditions pertaining to an individual that affect his or her health, susceptibility to injury, as well as life expectancy These factors are considered in determining the amount of risk If the risk is too high, the insurance company will refuse coverage, as the individual is considered to be uninsurable by that company's underwriting standards