(demiryolu) makas

listen to the pronunciation of (demiryolu) makas
Turkish - English
points
plural form of point
Third-person singular simple present indicative form of point
A one-time charge by a lender to lower the interest rate of a loan One point is equal to 1% of the loan amount
Prepaid interest assessed at closing by the Lender Each point is equal to 1% of the loan amount (for example, two points on a $100,000 mortgage would cost $2,000)
The two metal surfaces in a distributor which close or open to allow current to flow or not through the ignition coil. Each surface is called a point singular (theres usually a moving point which is pushed by the distributor cam and a fixed point which isnt), but theyre made together in a unit and serviced or replaced that way and are hence normally called points plural
The site allows lenders to post rates via point ranges Points are broken out on the site for Discount and Origination The definitions for each are as follows: Discount Points = Interest Charges paid up-front when a borrower closes a loan A point is equal to 1 percent of the loan amount (e g 1 5 points on a $100,000 mortgage would cost the borrower $1,500) Generally, by paying more points at closing, the borrower reduces the interest rate of his loan and thus future monthly payments Origination Points = A fee imposed by a lender to cover certain processing expenses in connection with making a real estate loan Usually a percentage of the amount loaned, such as one percent
Finance charges paid by the borrower at the beginning of a loan in addition to monthly interest; each point equals one percent of the loan amount
Charges levied by the mortgage lender and usually payable at closing One point represents 1% of the face value of the mortgage loan
An amount paid to a mortgage lender, at the time of closing, above and beyond the regular interest payments Each point equals 1% of the mortgage face amount When you are buying a home, points are tax-deductible in full for the year you pay them, provided that they aren't out of line for your area and that they represent prepaid interest, which they usually do If you pay points when you refinance, however, you must amortize the tax deduction over the life of your loan BACK TO TOP
A point is equal to one percent of the principal amount of your mortgage For example, if you get a mortgage for $100,000, one point is means you pay $1000 to the lender Lenders frequently charge points in both fixed-rate and adjustable-ratemortgages in order to increase the yield of the mortgage and to cover loan closing costs These points are usually collected at closingand may be paid by the borrower or the home seller, or may be split between them
third-person singular of point
Amount payable to the lending institution by the borrower or seller to increase the lender's effective yield, which allows a reduction in the note rate of the loan One point is equal to one percent of the loan amount
Upfront fee charged by a lender, separate from interest but designed to increase the overall yield to the lender A point is 1% of the total principal amount of the loan For example, on a $200,000 mortgage loan, a charge of 3 points would equal $6,000 Since points are considered a form of prepaid mortgage interest, they are tax deductible, usually over the term of the loan, but in some cases in a lump sum in the year they are paid
In reference to a loan, points consist of a lump sum payment made by the borrower at the outset of the loan period Generally, each point equals one percent of the loan amount See also seller's points
{i} track switcher on a railroad track; ends of the toes
Up-front interest to compensate the lender for processing a mortgage Also known as "loan origination fees " Each point equals 1% of the loan Points are also referred to as "discount points" because usually the more points paid, the lower the interest rate
Points are prepaid interest on your mortgage, charged by the lender at the time of the closing Each point is one percent of the loan amount that is, 2 points on a $100,000 mortgage would be $2,000 (More Info)
(Otomotiv) Two or more metal terminals, located inside the distributor on vehicles with non-electronic ignitions. These terminals are brought into contact and then separated by the movement of the cam wheel on the rotating distributor shaft. The points regulate the intensity and duration of the current that's conducted, to each spark plug by interrupting the flow of current from the coil as they open and close. Also called contact points, breaker points, or ignition points
A one-time charge paid to the lender for issuing a loan Each point equals one percent of the loan amount and is used to obtain revenue in addition to the interest rate
Fees paid to lenders A point is equal to 1 percent of a mortgage amount For example, if your mortgage was $100,000 and you were required to pay 2 1/2 points to get it, the charge to you would be $2500 Some points that you pay when obtaining a mortgage may be tax-deductible Lenders sometimes use the term "basis points " A basis point is 1/100 of a point For example, if you are charged 1/2 point (1/2 percent of the mortgage), the lender will think of it as 50 basis points Points may be further classified into origination points or discount points

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