debt ratio teriminin İngilizce İngilizce sözlükte anlamı
Also known as Debt-to-Income ratio A comparison of the total monthly payments of all of the borrower's debts (including the mortgage) with the gross monthly income of the borrower, used to assess borrower's ability to pay mortgage
The relationship between a borrower's long-term debt payments and monthly income
The total amount of your monthly debt payments divided by your monthly pre-tax income This is used to determine if your income is sufficient to pay for all of your debt and still have money left for your other expenses
Total liabilities divided by total assets Indicates the percentage of total assets financed with creditors' capital (See Refer to page 436)
>> The percentage of the customers' gross monthly income allocated to pay the monthly installments on their debt owing
amount of financial leverage a business gains through a loan in contrast to the worth of its real assets in the evaluation of financial stability (Accounting)
The relationship between a person's long term debt payments and their monthly income
the ratio of a company's total liabilities to its total assets; used to describe the risk associated with the company's debts (p 107)
Lenders use a debt ratio (also called debt-income ratio) to approve loan applicants Debt ratio equals combined monthly debt payments divided by gross monthly income For example, combined monthly debt payments of $2,000 divided by gross monthly income of $4,000 equals a debt ratio of 50%
Measures the proportion of total assets financed by the firm's creditors (Chapter 2)
Monthly debt and housing payments divided by gross monthly income Also known as Obligations-to-Income Ratio or Back-End Ratio
the ratio between gross monthly income and monthly long-term debt; used to determine financial qualification of a buyer
A calculation lenders use to determine if a borrower qualifies for a loan The lender divides the borrower's monthly total debts (credit card payments, student loan payments, car payments, etc) and new house payment by the borrower's gross monthly income
Debt ratio is a measure of the amount of debt outstanding in relation to the amount of capital contributed by shareholders Debt ratio is computed by dividing total liabilities by total assets
One of several financial calculations performed by your lender to determine if you can afford a particular monthly payment The debt ratio (also known as the obligations ratio) is the sum of all of your monthly debt payments including your total monthly mortgage payment divided by your total monthly income Typically acceptable debt ratios for Conventional Loans are 36-38%, FHA Loans are 41-43%, and VA Loans are 41%
A percentage relationship between a borrower(s) gross monthly income and total monthly outstanding obligations It is derived by adding the borrower(s) monthly housing payment plus continuing monthly debt payments and dividing by gross allowable monthly income
A financial calculation that is performed to determine if a borrower can afford the obligation of a mortgage payment and existing debt combined This is calculated by the sum of all debt, including mortgage payment divided by total monthly gross income Acceptable debt ratios on a Conventional Loan would be 36-38%, B-D Loan up to 50%, FHA Loan 41-43% and VA Loan 41%
The debt ratio indicates how large a proportion of a company's capital is financed by loan capital It gives the company a measure of the company's dependence on the capital market and consequently, the degree of flexibility it will have in connection with future borrowing Also called gearing ratio