Definition von securitize im Englisch Englisch wörterbuch
To convert assets (typically oustanding loans or other receivables) to securities, usually by selling them with a discount to a financial intermediary, which pools them with other similar assets and sells further as securities to third-party investors
To buy (loans, such as mortgages) from lenders, arrange them in groups, and issue bonds on the groups
a structured finance process in which assets, receivables or financial instruments are acquired, classified into pools, and offered as collateral to third-party investors
(Ekonomi) Securitization is a structured finance process in which assets, receivables or financial instruments are acquired, classified into pools, and offered as collateral for third-party investment. It involves the selling of financial instruments which are backed by the cash flow or value of the underlying assets
Securitization is the financial practice of pooling various types of contractual debt such as residential mortgages, commercial mortgages, auto loans or credit card debt obligations and selling said consolidated debt as bonds, pass-through securities, or Collateralized mortgage obligation (CMOs), to various investors. The principal and interest on the debt, underlying the security, is paid back to the various investors regularly. Securities backed by mortgage receivables are called mortgage-backed securities (MBS), while those backed by other types of receivables are asset-backed securities (ABS)
1 The development of markets for a variety of debt instruments that permit the ultimate borrower to bypass the banks and other deposit-taking institutions and to borrow directly from lenders 2 In a narrow sense it also refers to the process of converting loans of various sorts into marketable securities by packaging the loans into pools and then selling shares of ownership in the pool itself
One method to handle stranded costs through the issuance of government-sponsored securities to pay utilities for such costs at an interest rate below that available to utilities, thereby possibly decreasing the overall cost to consumers Payoff for such securities would come from transition charges attached to all electric bills stretched out over a longer period than if utilities were charging off stranded costs, thus potentially reducing the impact seen on individual electric bills
The combination of similar individual loans into a standard instrument, sold and traded in the secondary market, to investors with different parameters that would not have invested in individual loans It provides funds for the original lender to make additional loans
Creating an investment security backed by assets which otherwise are not publicly traded For example, home mortgages are often securitized and remarketed in bundles as MORTGAGE BACKED SECURITIES
The pooling of real estate mortgages and trust deeds to act as collateral for the sale of securities to public and private investors (See secondary mortgage market)
A method to reduce utility transition or stranded costs by issuing approved transition bonds A government entity authorizes the collection of a guaranteed, non-bypassable charge to pay for the principal and interest on the bonds Since the collection is guaranteed, the bonds typically can be sold at a lower interest rate than a utility could otherwise obtain
Securitization is the process of financing a pool of similar but unrelated financial assets (usually loans or other debt instruments) by issuing to investors security interests representing claims against the cash flow and other economic benefits generated by the pool of assets
The process of creating a pass-through, such as the mortgage pass-through security, by which the pooled assets become standard securities backed by those assets Also, refers to the replacement of nonmarketable loans and/or cash flows provided by financial intermediaries with negotiable securities issued in the public capital markets
Creating a more or less standard investment instrument such as the mortgage pass-through security, by pooling assets to back the instrument Also refers to the replacement of nonmarketable loans and/or cash flows provided by financial intermediaries with negotiable securities issued in the public capital markets
The process of creating a passthrough, such as the mortgage pass-through security, by which the pooled assets become standard securities backed by those assets Also, refers to the replacement of nonmarketable loans and/or cash flows provided by financial intermediaries with negotiable securities issued in the public capital markets
An asset-backed refinancing technique in which a utility allocates it rights to a stream of income to an entity that in turn issues securities to investors
Transfer of a pool of loan receivables to a trust Certificates representing undivided ownership interest in the receivables are sold to the public through an underwritten offering or to private investors through a private transaction