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Definition von points to im Englisch Englisch wörterbuch
points: plural form of point
points: Third-person singular simple present indicative form of point
points: The two metal surfaces in a distributor which close or open to allow current to flow or not through the ignition coil. Each surface is called a point singular (there's usually a moving point which is pushed by the distributor cam and a fixed point which isn't), but they're made together in a unit and serviced or replaced that way and are hence normally called points plural
Points: pts
points: A one-time charge by a lender to lower the interest rate of a loan One point is equal to 1% of the loan amount
points: Prepaid interest assessed at closing by the Lender Each point is equal to 1% of the loan amount (for example, two points on a $100,000 mortgage would cost $2,000)
points: The two metal surfaces in a distributor which close or open to allow current to flow or not through the ignition coil. Each surface is called a point singular (theres usually a moving point which is pushed by the distributor cam and a fixed point which isnt), but theyre made together in a unit and serviced or replaced that way and are hence normally called points plural
points: The site allows lenders to post rates via point ranges Points are broken out on the site for Discount and Origination The definitions for each are as follows: Discount Points = Interest Charges paid up-front when a borrower closes a loan A point is equal to 1 percent of the loan amount (e g 1 5 points on a $100,000 mortgage would cost the borrower $1,500) Generally, by paying more points at closing, the borrower reduces the interest rate of his loan and thus future monthly payments Origination Points = A fee imposed by a lender to cover certain processing expenses in connection with making a real estate loan Usually a percentage of the amount loaned, such as one percent
points: Finance charges paid by the borrower at the beginning of a loan in addition to monthly interest; each point equals one percent of the loan amount
points: Charges levied by the mortgage lender and usually payable at closing One point represents 1% of the face value of the mortgage loan
points: An amount paid to a mortgage lender, at the time of closing, above and beyond the regular interest payments Each point equals 1% of the mortgage face amount When you are buying a home, points are tax-deductible in full for the year you pay them, provided that they aren't out of line for your area and that they represent prepaid interest, which they usually do If you pay points when you refinance, however, you must amortize the tax deduction over the life of your loan BACK TO TOP
points: A point is equal to one percent of the principal amount of your mortgage For example, if you get a mortgage for $100,000, one point is means you pay $1000 to the lender Lenders frequently charge points in both fixed-rate and adjustable-ratemortgages in order to increase the yield of the mortgage and to cover loan closing costs These points are usually collected at closingand may be paid by the borrower or the home seller, or may be split between them
points: third-person singular of point
points: Amount payable to the lending institution by the borrower or seller to increase the lender's effective yield, which allows a reduction in the note rate of the loan One point is equal to one percent of the loan amount
points: Upfront fee charged by a lender, separate from interest but designed to increase the overall yield to the lender A point is 1% of the total principal amount of the loan For example, on a $200,000 mortgage loan, a charge of 3 points would equal $6,000 Since points are considered a form of prepaid mortgage interest, they are tax deductible, usually over the term of the loan, but in some cases in a lump sum in the year they are paid
points: In reference to a loan, points consist of a lump sum payment made by the borrower at the outset of the loan period Generally, each point equals one percent of the loan amount See also seller's points
points: {i} track switcher on a railroad track; ends of the toes
points: Up-front interest to compensate the lender for processing a mortgage Also known as "loan origination fees " Each point equals 1% of the loan Points are also referred to as "discount points" because usually the more points paid, the lower the interest rate
points: Points are prepaid interest on your mortgage, charged by the lender at the time of the closing Each point is one percent of the loan amount that is, 2 points on a $100,000 mortgage would be $2,000 (More Info)
points: (Otomotiv) Two or more metal terminals, located inside the distributor on vehicles with non-electronic ignitions. These terminals are brought into contact and then separated by the movement of the cam wheel on the rotating distributor shaft. The points regulate the intensity and duration of the current that's conducted, to each spark plug by interrupting the flow of current from the coil as they open and close. Also called contact points, breaker points, or ignition points
points: A one-time charge paid to the lender for issuing a loan Each point equals one percent of the loan amount and is used to obtain revenue in addition to the interest rate
points: Fees paid to lenders A point is equal to 1 percent of a mortgage amount For example, if your mortgage was $100,000 and you were required to pay 2 1/2 points to get it, the charge to you would be $2500 Some points that you pay when obtaining a mortgage may be tax-deductible Lenders sometimes use the term "basis points " A basis point is 1/100 of a point For example, if you are charged 1/2 point (1/2 percent of the mortgage), the lender will think of it as 50 basis points Points may be further classified into origination points or discount points
points: prepaid interest on a mortgage that is usually paid at the time of closing Each point is equal to one percent of the total amount of a mortgage (one point on an $80,000 mortgage is $800, or 1 percent of 80,000) Most lenders offer mortgages with several combinations of points and interest rates; generally, the lower the interest rate, the more points you will pay at settlement
points: Movable rails which can be used to switch a train from one railway track to another
points: plural of point
points: Prepaid interest on your mortgage, charged by the lender at the time of the closing Each point is one percent of the loan amount - that is 2 points on a $100,000 mortgage would be $2,000
points: Charges levied by the lender based on the loan amount Each point equals one percent of the loan amount; for example, two points on a $100,000 mortgage is $2,000 Discount points are used to buy down the interest rate Points can also include a loan origination fee, which is usually one point
points: Fees paid to lenders Each point is equal to 1% of the loan amount On a $100,000 loan 1 point is $1000 Points may be further classified into origination points or discount points
points: A one-time charge by the lender to increase the yield of the loan; a point is one percent of the amount of the mortgage
points: A one-time charge by the lender to increase the yield of the loan; a point is 1 percent of the amount of the mortgage
points: An upfront cash payment required by the lender as part of the charge for the loan, expressed as a percent of the loan amount; e g , "1 points" means a charge equal to 1% of the loan balance It is common today for lenders to offer a wide range of rate/point combinations, especially on fixed rate mortgages (FRMs), including combinations with negative points On a negative point loan the lender contributes cash toward meeting closing costs Positive and negative points are sometimes termed "discounts" and "premiums," respectively Columns on points are found at Points
points: A one time charge by a lender to increase the yield of a loan; a point is 1 percent of the amount of the mortgage