An account balance that is the result of the total debit and credit activity as of a specific date and time There is no indication of funds availability or usability
The balance in an account at the beginning of each day, also known as the current balance; includes all deposits and withdrawals that were posted from the previous night, whether or not funds have been collected See also, collected balance
The balance in your account that consists of all deposits, plus interest credited to the account, minus all withdrawals and other debits to the account at the close of the Business Day