Definition von disability insurance im Englisch Englisch wörterbuch
A form of insurance which provides income replacement benefits to an insured person who cannot return to employment due to an illness or injury
a type of health insurance that pays a monthly income to the policyholder when he or she is unable to work because of illness or accident
Disability benefit portion of OASI (DI) Social insurance benefit intended for those who are expected to be unemployed for one year or more due to illness Indexed (linked to consumer price index) Contributory, linked to prior work history and earnings, designed to replace part of prior wage
Mandatory federal insurance, for all persons insured within the AHV framework, to cover an expected permanent or long-lasting loss of earning capacity resulting from physical or mental damage due to a congenital defect, illness or an accident
A form of insurance coverage that provides a portion of income lost as the result of a total or partial disability caused by either an accident or an illness
Line of insurance that includes coverages that protect the insured against loss of income resulting from injury or sickness
Also known as disability income insurance, this type of policy provides income benefits to the insured if he or she becomes ill or is injured and can no longer work
Disability insurance provides you with financial security when an accident or illness causes you to be disabled and unable to work or earn an income
Insurance that replaces income for individuals unable to work because of accident or sickness
Insurance that is designed to replace earned income in the event that accident or illness prevents you from pursuing your livelihood
Insurance that can replace part of your income if illness or injury leaves you unable to work for an extended period
A form of health insurance that pays the policyholder in place of his or her usual income if the policyholder can't work because of illness or accident Usually, policies begin paying after a waiting period stipulated in the policy, and pay a certain percentage of the policyholder's usual income Sometimes this is provided by employers, but it's also available as a separate coverage
Health insurance that provides income payments to the insured wage earner when income is interrupted or terminated because of illness, sickness, or accident
Financial planning assistance Financial planning services require a regular payroll deduction Your employer should have a list of accounting and financial planning firms associated with the plan You are charged no fee when you use the services of the affiliated companies Financial planning services often include planning for education, retirement and investment as well as calculation of net worth
Insurance arrangement whereby the member may be paid a benefit in the event of becoming disabled Different super funds have different arrangements which may cover Total and Permanent Disability or Temporary Total Disablement, either as a lump-sum or regular income payments Many give members the option of different levels of cover Insurance premiums are usually deducted from the member's account
Insurance that can replace part of your income if illness or injury leaves you unable to work for an extended period BACK TO TOP
insurance that pays a weekly benefit plus medical expenses if illness or injury prevents the insured from working
Insurance arrangement whereby the member may be paid a benefit in the event of becoming disabled Different funds have different arrangements which may cover Total & Permanent Disablement (TPD) or temporary disablement, and many give members the option of different levels of cover In many cases, insurance cover ceases shortly after an employer ceases contributions on behalf of a member Insurance premiums are usually deducted from the member's account It is most important that members should read the detail of their own fund's insurance arrangements, and decide what options, if any, they wish to exercise
Insurance that pays you an ongoing income if you become disabled and are unable to pursue employment or business activities There are limits to how much you can receive based on your pre-disability earnings Rates will vary based on occupational duties and length of time in a particular industry This kind of coverage has a waiting period before you can begin collecting benefits, usually 30, 60 or 90 days The benefit paying period also varies from 2 years to age 65 A short waiting period will cost more that a longer waiting period As well, a long benefit paying period will cost more than a short benefit paying period