credit card

Definition von credit card im Englisch Englisch wörterbuch: A plastic card, with a magnetic strip or an embedded microchip, connected to a credit account and used to buy goods or services; A plastic card bearing an account number assigned to a cardholder with a credit limit that can be used to purchase goods and services and to obtain cash disbursements on credit, for which a cardholder is subsequently billed by an issuer for repayment of the credit extended at once or on an installment basis; A plastic card with a coded magnetic stripe that provides access to a revolving line of credit Credit cards began in the late 1940s when banks began issuing paper certificates that could be used like cash in local stores The first real credit card was issued in 1951 by Franklin National Bank in New York; -A card that may be used repeatedly to borrow money or purchase goods and services on credit; A payment card used to make purchases and/or to obtain cash The amount of a credit card purchase or withdrawal is billed to the cardholder periodically (usually monthly) on a statement that aggregates that period's transactions, whereas it is credited immediately to the merchant Contrast with debit card and charge card; Plastic payment device or a specific account number issued by a bank in the name of the state agency participating in the SPOTS program to an individual employee or departmental custodian of that agency for facilitating small purchases on behalf of the state/agency; A plastic card (or its equivalent) to be used from time to time by the cardholder to obtain money, goods, or services, possibly under a line of credit established by the card issuer The cardholder is billed periodically for any outstanding balance; A bank card establishing the privilege of the person to whom it is issued to present it as payment to a merchant; the card bearer must reimburse the credit card company the amount of the sale Credit card transactions are usually not profitable for amounts of less than $5 (U S ); micropayment schemes are designed for much smaller increments of payment; A plastic card that with a coded magnetic stripe that, when signed, entitles its bearer to a revolving line of credit, whose size and interest rate are determined by the borrower's income and credit report Credit cards began in the late '40s when banks began giving out paper certificates that could be used like cash in local stores The first real credit card was issued in 1951 by Franklin National Bank in New York; Unlike charge cards, credit cards allow you to "revolve" your charges A credit card allows you to make partial payments for purchases, but charges interest on the amount owed You can also pay your balance off in full to avoid interest payments Banks and other card issuers set interest rates and fees To protect your credit rating, be sure to pay at least the minimum amount due by the payment due date; allows users to pay for resources automatically online You may use Visa, Master Card, American Express and Discovery credit card support; Unlike charge cards, these cards allow you to "revolve" your charges, that is, carry over portions of your balance from month to month However, if you do not pay your balance in full, you are assessed finance charges To protect your credit rating, be sure to pay at least the minimum amount due by the payment due date; A payment card that enables the holder to make purchases and to draw cash up to a pre-arranged limit; This type of card allows you to purchase items without cash and delays the payment for about 25 days Some credit cards carry annual fees and all charge and interest rate for charges that are not paid by the end of the grace period Other charges and fees may apply Credit cards often come with perks like cash back on purchases and frequent flier miles You also can hold off on payments of any disputed charges if you put the cause of your dispute in writing and send it to the credit card company; A plastic payment card that allows the holder to obtain goods and services on credit terms and without the requirement to pay cash A credit card may also be used to obtain cash; Bank payment card which places the cardholder in the position of being able to make cashless payments throughout the world, in the particular national currency, by signing the payment voucher in establishments which are associated, as contractual partners, with the card company or the card system The transactions are summarised and invoiced to the cardholder once a month The cardholder receives a clear statement of the transactions The contracting companies (businesses, hotels, restaurants, travel agencies, filling stations, etc ) are each identified by the symbol of the relevant credit card The most widely-used and accepted credit card is the EUROCARD, with more than 12 million contractual companies worldwide Furthermore, credit cards, used in conjunction with a PIN, enable cash to be withdrawn at cashpoints connected to the credit institutions; A credit card allows you to make partial payments for purchases, but charges interest on the amount owed You can also pay your balance off in full to avoid interest payments Banks and other card issuers set interest rates and fees; A credit card is a plastic card that you use to buy goods on credit. Compare charge card. A plastic card having a magnetic strip, issued by a bank or business authorizing the holder to buy goods or services on credit. Also called charge card. a small plastic card that you use to buy goods or services and pay for them later. Small card that authorizes the person named on it to charge goods or services to his or her account. It differs from a debit card, with which money is automatically deducted from the bank account of the cardholder to pay for the goods or services. Credit-card use originated in the U.S. in the 1920s; early credit cards were issued by various firms (e.g., oil companies and hotel chains) for use at their outlets only. The first universal credit card, accepted by a variety of establishments, was issued by Diners' Club in 1950. Charge cards such as American Express require cardholders to pay for all purchases at the end of the billing period (usually monthly). Bank cards such as MasterCard and Visa allow customers to pay only a portion of their bill; interest accrues on the unpaid balance. Credit-card companies get revenue from annual fees and interest paid by cardholders and from fees paid by participating merchants; plastic card with a magnetic strip given to a customer by a bank or other business for the purpose of making purchases on credit, charge card, charge plate; A card issued by a financial institution that allows the cardholder to use credit to purchase goods and services up to a predetermined limit Interest rates are traditionally higher than those charged on consumer loans BACK TO TOP; Credit cards allow you to make immediate purchases and then decide over what period to pay You are sent monthly statements showing what you have bought You can either repay the full amount (usually free from any interest) or pay back only some of the amount Normally, you must pay at least £5 (or 3-5 per cent) of the overdue amount each month; A plastic card that allows you to borrow money or buy products and services on credit with your signature The lender that issues the credit card puts a dollar limit on its use, depending on your creditworthiness (Compare with debit card ); a plastic payment card that enables you to make purchases and to withdraw cash up to an agreed limit The credit can be settled in full by the end of a specified period or can be settled in part The balance is treated as extended credit and interest is charged on that amount You are sometimes charged an annual fee; A plastic card with a credit limit used to purchase goods and services and to obtain cash advances on credit for which a cardholder is subsequently billed by the issuer for repayment of the credit extended; A credit card is a payment card issued to a person for purchasing goods and services and obtaining cash against a line of credit established by the issuer Credit cards can be of two types: those issued by merchants and vendors, such as department stores or oil companies, and general purpose credit cards issued by banks [GAO] Any card, plate, or coupon book that may be used repeatedly to borrow money or buy goods and services on credit [FRBC][FRBM][FRBSF] (see also bank, chargeback, credit, credit line, electronic data capture, payment system, secure electronic transaction) (includes acquiring processor, address verification service, authorization, capture, credit card company, credit deposit, interchange, interchange fee, issuer, payment processor or credit card association); a card (usually plastic) that assures a seller that the person using it has a satisfactory credit rating and that the issuer will see to it that the seller receives payment for the merchandise delivered; A credit card gives you the power to buy goods or services now and pay for them later It represents an approval by a bank or company to use their money Credit card issuers are usually banks, even though the card may bear another company name or logo The name of the issuer appears somewhere on the card Trade names such as VISA and MasterCard are not actually card issuers They are termed "membership associations " Banks use them for their payment processing services, policy setting and marketing assistance Many different banks can package their own cards and different terms of credit using the logo and services of an association membership; Any card, plate, or coupon book that may be used repeatedly to borrow money or buy goods and services on credit
credit card tart: A rate tart
credit card.: CC
credit cards: plural form of credit card
purchase by credit card: payment via a credit card for the purchase of a property