consumer credit

Englisch - Türkisch

Definition von consumer credit im Englisch Türkisch wörterbuch: tüketici kredisi
consumer credit check: tüketici kredi kontrolü

Englisch - Englisch

Definition von consumer credit im Englisch Englisch wörterbuch: Credit extended to an individual for the purchase of consumer goods and services; Credit owed that is not secured by real estate; Economic indicator that measures the level of outstanding consumer installment debt Can be used in conjunction with retail sales to determine whether cash or credit is fueling growth Frequency: monthly Source: Federal Reserve; Money loaned to individuals, usually on an unsecured basis, requiring monthly repayment Bank loans, credit cards and installment credit are examples of consumer credit BACK TO TOP; monthly, Federal Reserve - Measures the level of outstanding consumer installment debt Can be used in conjunction with retail sales to determine whether growth is being fueled by cash or credit Installment Debt can be used in conjunction with retail sales to determine whether growth is being fueled by cash or credit; finance made available by leading companies to consumers for purchases with arrangements having been made for the loan to be repaid with interest; - ability to buy goods or services now and pay later by installment payments; A loan to an individual to purchase goods and/or services for personal, family or household use; a line of credit extended for personal or household use; Consumer credit is an indicator of consumer spending and demand It reflects the amount of credit Americans are using, month-on-month, through credit card purchases, personal loans, hire purchase orders or payment plans A high consumer credit figure suggests the US consumer is not concerned to run up bills in order to finance his consumer demands But the figure is often revised and is seasonally volatile – it goes up before Christmas It is therefore is given only cursory attention; A trade association for insurers of Credit Insurance in the areas of Life and Health (LI,H); >> Credit owed by the individual, not secured by real estate; Credit extended to persons for purchasing consumer goods and services; A trade association for insurers of Credit Insurance in the areas of Life and Health; Credit a firm grants to consumers for the purchase of goods or services Also called retail credit; Credit owed by the individual, not secured by real estate; a line of credit given by a bank to a borrower for the specific purpose of purchasing a consumer good or paying for a personal expense; The Consumer Credit Act strictly regulates the activities of providers of credit to consumers, including mortgages, unsecured loans and credit cards Investment activities are regulated by the Financial Services Act; Consumer credit is money that is lent to people by organizations such as banks, building societies, and shops so that they can buy things. New consumer credit fell to $3.7 billion in August. Credit granted to a consumer permitting the use or ownership of goods or services during a term of payment. Short-and intermediate-term loans used to finance the purchase of commodities or services for personal consumption. The loans may be supplied by lenders in the form of cash loans or by sellers in the form of sales credit. Installment loans, such as automobile loans and credit-card purchases, are paid back in two or more payments; noninstallment loans, such as the service credit extended by utility companies, are paid back in a lump sum. Consumer loans usually carry a higher rate of interest than business loans. See also credit