coinsurance

Englisch - Türkisch

Definition von coinsurance im Englisch Türkisch wörterbuch

ortak sigorta

müşterek sigorta

ortak sigorta poliçesi

(Sigorta) birlikte sigorta

Englisch - Englisch

Definition von coinsurance im Englisch Englisch wörterbuch

The joint assumption of risk between multiple insurers

The joint assumption of risk between the insurer and the insured party

A sharing of insurance risk between the insurer and the insured Coinsurance depends on the relationship between the amount of the policy and a specified percentage of the actual value of the property insured at the time of the loss

The percentage paid by the plan after the deductible has been met 90% coinsurance means the plan pays 90% while you would pay the other 10% There is usually a stop-loss to your percentage For example, you pay 10% of the first $5,000, the play pays 100% after that

that system of fire insurance in which the insurer is treated as insuring himself to the extent of that part of the risk not covered by his policy, so that any loss is apportioned between him and the insurance company on the principle of average, as in marine insurance or between other insurers

A provision under which an insured who carries less than the stipulated percentage of insurance to value, will receive a loss payment that is limited to the same ratio which the amount of insurance bears to the amount required; a policy provision frequently found in medical insurance, by which the insured person and the insurer share the covered losses under a policy in a specified ratio, for example, 80 percent by the insurer and 20 percent by the insured

Insurance jointly with another or others; specif

A cost-sharing requirement under a health insurance policy which provides that the insured will assume a portion or percentage of the costs of covered services After the deductible is paid, this provision forces the subscriber to pay for a certain percentage of any remaining medical bills, usually 20 percent

The division of the allowed amount to be paid by the insurance company and the patient, i e , 80/20 or 90/10 (The first percentage is paid by the company - 80 or 90)

insurance issued jointly by two or more underwriters

A cost-sharing requirement under a health insurance policy It provides that the insured party will assume a portion or percentage of the costs of covered services The health insurance policy provides that the insurer will reimburse a specified percentage of all, or certain specified, covered medical expenses in excess of any deductible amounts payable by the insured The insured is then liable for the remainder of the costs until their maximum liability is reached

When the group health plan and employee share in the cost for any eligible health-care services performed Coinsurance is applied as a percentage after any deductible has been met For example, an 80/20 plan with a $200 deductible means the insurer would pay 80 percent of the covered costs after the employee has satisfied the deductible

the portion of an eligible medical bill a member must pay out of pocket before BlueCross BlueShield of Tennessee begins paying insurance benefits Coinsurance amounts are usually a percentage of the total eligible medical bill, such as 20 percent Coinsurance applies after the member meets a required deductible or copay amount Coinsurance is part of certain health care plans

in property insurance, a coinsurance clause requires the policyholder to carry insurance equal to a specified percentage of the value of the property in order to receive full payment of a loss In health insurance, coinsurance is a percentage of each claim, above the deductible, that is paid by the policyholder

An arrangement in which the insured pays a percentage of the charges for the health services obtained Coordination of Benefits (COB) - In the event that the insured has duplicate or overlapping coverage, the center or primary insurer would coordinate reimbursement from all payors

The portion of covered health care costs for which the covered person has a financial responsibility, usually a fixed percentage Coinsurance usually applies after the insured meets his/her deductible

A penalty imposed on the loss payment unless the amount of insurance carried on the damaged building is at least 80 percent of its replacement cost or the maximum amount of insurance available for that building under the NFIP, whichever is less Coinsurance applies only to building coverage under the Residential Condominium Building Association Policy

The percent of the Medicare-approved amount that you have to pay after you pay the deductible for Part A and/or Part B In the Original Medicare Plan, the coinsurance payment is a percentage of the approved amount for the service (like 20%)

Provision stating that the insured and the insurer will share all losses covered by the policy in a previously agreed upon proportion

{i} joint insurance

An arrangement under which the covered person pays a fixed percentage of the cost of medical care after the deductible has been paid For example, an insurance plan might pay 80% of the allowable charge, with the insured individual responsible for the remaining 20%, which is then referred to as the coinsurance amount

An arrangement under which the insured person pays a fixed percentage of the cost of medical care For example, an insurance plan might pay 80% of the allowable charge, with the insured individual responsible for the remainder

The amount you are required to pay for medical care in fee-for-service coverage or preferred provider organization after your deductible It is usually a percentage of billed charges For example, if the insurance company pays 70 percent of the claim, your coinsurance is 30 percent

The percentage of the medical expense for which you are responsible For example, assume you have already satisfied your deductible If you visit an in-network provider, you pay 20 percent of the Health Net contracted rate for most services If you visit an out-of-network provider, you pay 40 percent of the allowed charges, plus any amount charged by the provider that exceeds the allowed amount

An insurance policy provision under which the insured and the insurer share costs incurred after the deductible is met up to a specific dollar amount (stop-loss limit), after which the insured is no longer required to pay and the insurer bears all covered costs

(1) In property insurance, a clause under which the insured shares in losses to the extent that he is underinsured at the time of loss (2) In health insurance, a provision that the insured and insurance company will shared covered losses in agreed proportion In health insurance, the preferred term is "percentage participation "

The percentage of medical expenses that you and the plan share For example, if the coinsurance amount is "80/20" that means that TRS-ActiveCare pays 80% and you pay 20% of the allowable amount for the eligible charges

Clause A clause in Commercial Property policies under which you agree to share in the loss to the extent that you are underinsured at the time of the loss For example, if you owned a building worth $100,000 with a 90% coinsurance clause, your required insurance would be $90,000 If you chose to insure your property for $60,000, you would only receive 2/3 of the loss amount

Two or more policies of title insurance issued by different insurers, each covering a portion of the same risk, which together provide total coverage of the risk

A sharing of the risk of an insurance policy by more than one insurer Usually one insurer is liable up to a certain amount, the other liable over that amount

Silbentrennung

co·in·sur·ance

Türkische aussprache

kōînşırıns

Aussprache

/ˌkōənˈsʜərəns/ /ˌkoʊɪnˈʃɜrəns/