creditworthiness teriminin İngilizce İngilizce sözlükte anlamı
A creditor's measure of a consumer's past and future ability and willingness to repay debts [FRBC][FRBM][FRBSF] (see also credit, credit history, credit scoring system, debt)
Criterion for granting credit A borrower is creditworthy if he can be expected to contractually fulfil his obligations as a borrower There are two types of creditworthiness: personal and material While, in the case of personal creditworthiness, investigations are conducted into the reliability, professional and technical qualification of the borrower, or his business acumen, material creditworthiness is concerned with financial aspects, such as the asset situation, earning capacity, etc Creditworthiness is frequently confused with credit standing
Based upon individual credit history and indicates how reliable a borrower has been with financial obligations
A creditor's measure of a consumer's past and future ability and willingness to repay debts
An assessment of a consumer's past credit behavior that allows a potential lender to decide whether or not to extend credit
The ability of a borrower to successfully manage his or her finances and make timely payments on debt as demonstrated by the borrower's credit history
TERI's definition of creditworthiness is a borrower's ability to supply a satisfactory credit history (at least two years) and demonstrate sufficient current income
A description of a consumer's credit behavior and management that leads to a creditor's decision whether or not to make an offer of credit
A creditworthy person or organization is one who can safely be lent money or allowed to have goods on credit, for example because in the past they have always paid back what they owe. Building societies make loans to creditworthy customers. + creditworthiness credit·worthi·ness They now take extra steps to verify the creditworthiness of customers. considered to be able to pay debts
A determination that the applicant has the ability to repay the loan upon examination of the applicant's credit history Factors in the evaluation may include a minimum monthly income, previous experience with credit, credit bureau report and credit score