The amount of insulation which will maintain normal skin temperature of the human body when heat production is 50 kilogram-calorie per meter squared per hour, air temperature is 70° F, and the air is still
A computer network of major lenders that allows agents to initiate mortgage applications in their office HUD has approved the procedure as long as 1) full disclosure is made of the fee; 2) multiple lenders are displayed on the computer screen to give borrowers a basis for comparison; 3) the fee charged is a dollar amount rather than a percentage of the loan