If you are circumspect, you are cautious in what you do and say and do not take risks. The banks should have been more circumspect in their dealings = cautious, careful reckless + circumspectly cir·cum·spect·ly I would suggest that for the time being you behave as circumspectly as possible in political matters. = cautiously recklessly. thinking carefully about something before doing it, in order to avoid risk = cautious (past participle of circumspicere , from circum- ( CIRCUM-) + specere )