underinsured

الإنجليزية - الإنجليزية

تعريف underinsured في الإنجليزية الإنجليزية القاموس.: not having proper health insurance; not having sufficient insurance to cover loss or damage; Refers to people who have some type of health insurance, such as catastrophic care, but not enough insurance to cover all their health care costs; A child under 21 years old is considered underinsured if: 1) The policy does not have insurance in two or more of the following areas: basic hospital, medical-surgical, major medical, full dental, or full vision; 2) The policy has a $100 or more deductible per person per year; 3) The policy does not include services for a previous medical condition; 4) The policy does not include services for a particular diagnosis because maximum coverage for that condition has been used up; 5) The child is enrolled in Medicare Part A, Part B or both; persons with public or private insurance policies that do not cover all necessary health care services, resulting in out-of-pocket expenses that exceed their ability to pay; The term "underinsured" refers to being insufficiently insured (too little insurance); People who have some type of health insurance but not enough insurance to cover their the cost of necessary healthcare This includes people who have very high deductibles of $1000 to $5000 per year, or insurance policies that have specific exclusions for costly services; People with inadequate health insurance that does not cover all necessary medical care; {s} without sufficient insurance, insured for less than the full value; People with public or private insurance policies that do not cover all necessary medical services, resulting in out-of-pocket expenses that exceed their ability to pay