This, ladie-e-e-s and gentleme-e-n, is Tessa Kosta. Her name sounds like the title of an old-fashioned Italian Opera and she looks like her grandmother, on her father's side.
Tax-Exempt Special Savings Account a special type of account with a bank or building society in the UK, in which you can save money and you do not have to pay tax on the interest you earn if you leave the money there for at least 5 years