Shares which cannot yet to be sold at a profit because 80CC tax benefits were claimed which makes it mandatory to hold such shares for three full years, or because booking profit will attract a large amount of tax (for selling shares within a year of acquiring them full tax in the income slab has to be paid) Locked in shares are often devalued by market cycles, i e when a bear cycle sets in, the profits disappear; but so does the feeling of helplessness of the investor
1: Lingo used to indicate that a rate of return on an investment has been guaranteed for a specific length of time Examples of such investments are certificate of deposits (CDs) and fixed rate bonds
Investors are said to be locked in when they have profit on a security they own but do not sell because their profit would immediately become subject to the capital gains tax
Investors are said to be "locked in" when a security they own is trading at a higher price than they paid for, but they choose not to sell in order to avoid having their profit become subject to the capital gains tax
A hedged position that cannot be lifted without offsetting both sides of the hedge (spread) Also refers to being caught in a limit move
When an investor has a profit on a security owned, but does not sell because of either the absence of a market or some legal restriction on the sale of the security Also refers to an investor holding a security which has declined below the purchase price who cannot sell without incurring a loss
Position when an investor is unable to take advantage of preferential tax treatment because of remaining time on a required holding period Also, a commodities position in which the market has a limit up or limit down day and investors are unable move in or out of the market
Used in the context of general equities Assures that an individual contracts all his or her business with a sole broker by providing superior services, such as accommodating block buy and sell needs or preparing excellent research (soft dollar lock) This usually guarantees a certain volume of business
A period of time during which a potential borrower and a lender have agreed to a specific interest rate M Maintenance Fee A monthly assessment paid by members of a homeowners' association for repair and maintenance of common areas
If you lock someone in, you put them in a room and lock the door so that they cannot get out. Manda cried out that Mr Hoelt had no right to lock her in
place in a place where something cannot be removed or someone cannot escape; "The parents locked her daughter up for the weekend"; "She locked her jewels in the safe"
Prior to closing, allows the borrower to be assured a given rate of interest for a mortgage This usually involves paying a fee to the lender Mortgage rates not "locked in" are subject to changing market conditions
Guarantee of a given interest rate Generally most locks are from 30 to 45 days If you lock your rate, you are protected from a spike in the interest rates Under some conditions, if you lock and the rates drop, the better rate can be obtained
Allows the borrower to be assured a given rate of interest for a mortgage This usually involves paying a fee to the lender Mortgage rates not "locked in" are subject to changing market conditions
A hedged position that cannot be lifted without offsetting both sides of the hedge (spread) See Hedging Also refers to being caught in a limit price move
When used in reference to contributions, locked-in means that, in accordance with the provisions of the Pension Benefits Act, certain contributions required to be made by the member and the employer cannot be withdrawn as a lump-sum payment Contributions to this Pension Plan are locked-in if