lock-in

listen to the pronunciation of lock-in
الإنجليزية - التركية
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الإنجليزية - الإنجليزية
A situation in which members of an industry have agreed to adopt a certain standard and have retooled their production to meet this standard, thus making it very costly to change to a different standard
An illegal but widely-tolerated invitation-only gathering in a British pub or ale-house, after the end of licensing hours, to allow regular customers the opportunity to enjoy further drinking time
Alternative spelling of lock in
An agreement between buyer and lender for a specified period of time in which lender will hold a specific interest rate, loan fee and discount points This is the opposite of a float – see Float
An agreement by the lender at the time of mortgage application or shortly thereafter, to write the mortgage at a specific interest rate, whether rates rise or fall up to the date of closing Obviously a good move if rates are rising, not so good if they are falling Lock-ins have specific expiration dates, such as 30, 60 or 90 days in the future
An agreement in which the lender guarantees a specified interest rate for a certain amount of time at a certain cost
a guaranteed specified interest rate to the borrower provided that the loan is paid within a period of time You might end up paying higher interest rate to obtain a lock-in
A written agreement guaranteeing the home buyer a specified interest rate provided the loan is closed with that buyer within a set period of time The lock-in also specifies the points to be paid at closing as well
A guarantee - for which you are usually charged a fee - that you will receive a specific rate when you close your mortgage BACK TO TOP
A written agreement in which the lender guarantees a specified interest rate if a mortgage goes to closing within a set period of time The lock-in also usually specifies the number of points to be paid at closing
A mortgage lender's written commitment to guarantee a specified interest rate to the mortgage borrower provided that the loan is closed within a set period of time
A written agreement guaranteeing the home buyer a specified interest rate provided the loan is closed within a set period of time The lock-in also usually specifies the number of points to be paid at closing
Written agreement in which a lender guarantees a specific interest rate if a loan closes within a set period of time The lock-in may also specify the number of points to be paid at closing Also called a rate lock, or rate commitment
A written agreement in which the lender guarantees a specified interest rate if a mortgage closes within a set period of time The lock-in also usually specifies the number of points to be paid at closing See rate lock
The process by which a lender commits to lend at a particular rate as long as the mortgage transaction closes within a specified time period The document which specifies the terms of the lock-in is called a rate commitment or lock-in agreement
The guarantee of a specific interest rate and/or points for a specific period of time Some lenders will charge a fee for locking in an interest rate
A written agreement between the buyer and the lender specifying the interest rate on a loan, provided the loan is closed within a predetermined time period (usually 60 or 90 days)
refers to a written agreement guaranteeing a home buyer a specific interest rate on a home loan provided that the loan is closed within a certain period of time, such as 60 or 90 days Often the agreement also specifies the number of points to be paid at closing
Also called a rate lock, A lock-in is commitment by a lender to make a loan at a guaranteed interest rate for a specific period of time Also known as rate lock A lock-in protects the borrower against interest rate increases and shifts the risk of changes in market interest rates to the lender
A written agreement guaranteeing the homebuyer a specified interest rate provided the loan is closed within a set period of time The lock-in also usually specifies the number of points to be paid at closing
since interest rates can change frequently, many lenders offer an interest rate lock-in that guarantees a specific interest rate if the loan is closed within a specific time
A written agreement in which the lender guarantees a specified interest rate if a mortgage goes to closing within a set period of time
- The guarantee of a specific interest rate and/or points for a specific period of time Some lenders will charge a fee for locking in an interest rate
A written agreement guaranteeing the homebuyer a specified interest rate provided the loan is closed within a set period of time
To fix the value of something potentially variable

I've locked in a rate of 5%.

A sleepover party in a public place, such as a church

The youth group will have their annual lock-in this weekend.

To secure someone or something in a locked enclosure

المصطلحات ذات الصلة

lockin
Alternative spelling of lock in
lock in
Used in the context of general equities Assures that an individual contracts all his or her business with a sole broker by providing superior services, such as accommodating block buy and sell needs or preparing excellent research (soft dollar lock) This usually guarantees a certain volume of business
lock in
A period of time during which a potential borrower and a lender have agreed to a specific interest rate M Maintenance Fee A monthly assessment paid by members of a homeowners' association for repair and maintenance of common areas
lock in
If you lock someone in, you put them in a room and lock the door so that they cannot get out. Manda cried out that Mr Hoelt had no right to lock her in
lock in
place in a place where something cannot be removed or someone cannot escape; "The parents locked her daughter up for the weekend"; "She locked her jewels in the safe"
lock in
Prior to closing, allows the borrower to be assured a given rate of interest for a mortgage This usually involves paying a fee to the lender Mortgage rates not "locked in" are subject to changing market conditions
lock in
Guarantee of a given interest rate Generally most locks are from 30 to 45 days If you lock your rate, you are protected from a spike in the interest rates Under some conditions, if you lock and the rates drop, the better rate can be obtained
lock in
close with or as if with a tight seal; "This vacuum pack locks in the flavor!
lock in
close with or as if with a tight seal; "This vacuum pack locks in the flavor!"
lock in
The interest rate and fees have been agreed upon by both the lender and the borrower
lock in
A period of time during which a potential borrower and a lender have agreed to a specific interest rate
lock in
A guarantee the lender will extend the buyer a certain interest rate for a stated period of time
lock in
Allows the borrower to be assured a given rate of interest for a mortgage This usually involves paying a fee to the lender Mortgage rates not "locked in" are subject to changing market conditions
lock in
A specific guaranteed interest rate provided the loan is closed within a designated period of time
lock-in
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