Commonly known as water on the surface of the ground usually created by rain or snow, which is of a casual or vagrant character, following no definite course and having no substantial or permanent existence Some insurance policy may include surface water as a covered peril but exclude "flood" when defined as the overflowing of water from its natural boundaries, such as a lake or river
All water naturally open to the atmosphere (rivers, lakes, reservoirs, streams, impoundments, seas, estuaries, etc ); also refers to springs, wells, or other collectors which are directly influenced by surface water
All lakes, bays, rivers, streams, springs, ponds, impounding reservoirs, wetlands, swamps, marshes, water sources, drainage systems, and other surface waters, natural or artificial, public or private, within the state or under its jurisdiction that are not a part of a treatment system allowed by state law, regulation, or permit
All water open to the atmosphere (e g , rivers, lakes, reservoirs, streams, impoundments, seas, estuaries) and all springs, wells, or other collectors that are directly influenced by surface water
Bodies of water that are above ground, such as rivers, lakes, and streams It could also include wetland areas where water may be present intermittently according to the season It can also mean the snow melt or rain which is flowing on the ground surface
All water naturally open to the atmosphere (rivers, lakes, reservoirs, ponds, streams, impoundments, seas, estuaries, etc ) and all springs, wells, or other collectors directly influenced by surface water