to mortgage

تعريف to mortgage في الإنجليزية الإنجليزية القاموس.: A special form of secured loan where the purpose of the loan must be specified to the lender, to purchase assets that must be fixed (not movable) property such as a house or piece of farm land. The assets are registered as the legal property of the borrower but the lender can seize them and dispose of them if they are not satisfied with the manner in which the repayment of the loan is conducted by the borrower. Once the loan is fully repaid, the lender loses this right of seizure and the assets are then deemed to be unencumbered; {n} a pledge of real estate; {v} to pledge real estate to a creditor for security, to pledge; A conditioned pledge of property to a creditor as security for the payment of a debt; A pledge of real estate as security for the payment of a debt Also, the document creating a mortgage lien; A legal document that pledges a property to the lender as a security for payment of a debt; A legal document pledging property as security for the payment of a loan; A written document evidencing the lien on a property taken by a lender as security for the repayment of a loan The terms of the loan are contained in the note; put up as security or collateral; A legal document that pledges property to a creditor for the repayment of the loan, and is the term used to describe the loan itself Some states use the term First Trust Deeds to refer to mortgage loans; The conveyance of an interest in real property given as security for the payment of a loan; A document that places a lien on property The lender holds the lien as security for the money borrowed; If you mortgage your house or land, you use it as a guarantee to a company in order to borrow money from them. They had to mortgage their home to pay the bills. In Anglo-American law, the method by which a debtor (mortgagor) conveys an interest in property to a creditor (mortgagee) as security for the payment of a money debt. The modern mortgage has its roots in medieval Europe. Originally, the mortgagor gave the mortgagee ownership of the land on the condition that the mortgagee would return it once the mortgagor's debt was paid off. Over time, it became the practice to let the mortgagor remain in possession of the land; it then became the mortgagor's right to remain in possession of the land so long as there was no default on the debt; An instrument giving legal title to secure the repayment of a loan made by the mortgagee (lender) In legal contemplation there are two types: (1) title theory - operates as a transfer of the legal title of the property to the mortgagee, and (2) lien theo; The conveyance of a lien interest in real property given as security for the payment of a loan; As in "to mortgage a property", to borrow against a property, to obtain a loan for another purpose by giving away the right of seizure to the lender over a fixed property such as a house or piece of land; (1) To hypothecate as security, real property for the payment of a debt The borrower (mortgagor) retains possession and use of the property (2) The instrument by which real estate is hypothecated as security for the repayment of a loan; {i} conditional conveyance of property as for security on a loan; pledging, lien; A legal instrument in which property serves as security for the repayment of a loan In some states, a deed of trust is used rather than a mortgage; a conditional conveyance of property as security for the repayment of a loan; A temporary and conditional pledge of property to a creditor as security for the repayment of a debt The borrower (mortgagor) retains possession and use of the property; Hence: To pledge, either literally or figuratively; to make subject to a claim or obligation; A legal document that pledges a property to the lender as security for payment of a debt, usually a loan on the house itself; A written instrument that creates a lien upon real estate as security for the payment of a specified debt; A formal document which proves the legal claim or lien (see Lien) on your property that your lender holds as security for the money you borrowed There are two people involved in a mortgage, you and the lender You pledge the property as security for the repayment of the money you borrowed, but you do not transfer title to the lender However, if you do not pay the debt as agreed the lender, through a court proceeding, can compel the sale of your property to pay off your debt (see Deed of Trust); A legal document that pledges a property to a lender as security for payment of a debt; A mortgage is security for a loan on the property that you own It provides for your personal guarantee to repay the loan as well as a pledge of the property as security for the loan; A loan secured by a lien on your home In some states the term mortgage is also used to describe the document you sign to show that you have granted the lender a lien on your home; other states use a deed of trust document instead of a mortgage It may also be used to indicate the amount of money you borrow, with interest, to purchase your house The amount of your mortgage is usually the purchase price of the home minus your down payment; A mortgage is a loan of money which you get from a bank or building society in order to buy a house. an increase in mortgage rates; A conditional transfer or pledge of real estate as security for the payment of a debt Also, the document creating a mortgage lien; a conditional conveyance of property as security for the repayment of a loan put up as security or collateral; A legal document that pledges a property to the lender as security for payment of a debt; A written instrument that is signed by the borrower which pledges the property to the lender as security for repayment of a debt; To grant or convey, as property, for the security of a debt, or other engagement, upon a condition that if the debt or engagement shall be discharged according to the contract, the conveyance shall be void, otherwise to become absolute, subject, however, to the right of redemption; State of being pledged; as, lands given in mortgage; A conveyance of property, upon condition, as security for the payment of a debt or the preformance of a duty, and to become void upon payment or performance according to the stipulated terms; also, the written instrument by which the conveyance is made; A conveyance of an interest in real property given as security for the payment of a debt; {f} sign over property to a creditor as security for money that is owed; obligate; mort; mtge